Ayushman Bharat Yojana (PMJAY): What It Is and How to Apply

Understand Ayushman Bharat Yojana and how to apply for it. Understand how can you become a beneficiary.

What is the Ayushman Bharat Scheme (PMJAY)?

Ayushman Bharat is a national health scheme launched by GOI and provides support for hospitalization up to Rs. 5 lakhs.
AB provides complete cashless treatment with the hospitals empaneled under the scheme across India.
AB covers all individuals over the age of 70 regardless of their income status. All the pre existing conditions are covered under the scheme with no cap on family size or age limit.

Who is Eligible?

Rural Families: Households living in temporary/mud houses, landless manual laborers, SC/ST households, and families without able-bodied adult members.
Urban Workers: Domestic workers, sanitation staff, street vendors, construction laborers, transport operators, and mechanics.
Senior Citizens: Any individual aged 70+ receives dedicated coverage under the expanded program.

How to Check Your Eligibility

Visit the official portal (beneficiary.nha.gov.in) or open the NHA Ayushman App.
Enter your mobile number, select your state, and search using your Ration Card number, Aadhaar number, or PMJAY ID.
Call the national helpline at 14555 or 1800-111-565 to verify your status.

Step-by-Step Enrollment & Card Creation

Online (Self-Registration): Log in to the National Health Authority (NHA) beneficiary portal using your mobile OTP, complete the e-KYC via Aadhaar authentication, upload your photo, and download the digital Ayushman Card once approved.
Offline (In-Person Assistance): Visit any empaneled hospital (via the Ayushman Mitra desk) or a local Common Service Centre (CSC). Bring your Aadhaar card and Ration Card for instant biometric verification.

Required Documents

Valid Aadhaar Card (primary identity proof linked with mobile number).
Ration Card or official state Family ID for household member verification.
Active mobile number to receive OTPs during registration.

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Disclaimer: This guide is for educational purposes only. Mention of specific institutions is for contextual reference regarding the Whitefield healthcare landscape. Empaar AI identifies billing discrepancies based on standard industry benchmarks and does not imply intentional overcharging by any institution.